Category: Mutual Funds

  • Regular vs Direct Mutual Funds: Understanding the Difference

    You actually get two options to choose to invest from: regular and direct. The fund itself is the same, but how you invest—and the kind of support you get—changes the experience. One path gives you guidance and help through a distributor or platform, while the other leaves the decisions and follow-ups to you. This difference…

  • When Mutual Funds Go Down: Causes, Lessons, and Smart Moves

    Markets don’t move in straight lines. Sometimes, your app shows green arrows; other weeks, it looks like a traffic jam of red. When your portfolio drops, it’s natural to ask why mutual funds are going down and whether you should do anything about it. This guide keeps things simple and practical —so you can act…

  • Gold SIP Plan: A steady way to add gold to your portfolio

    Gold has sat in Indian cupboards for generations—not just as jewellery, but as safety during uncertain times. Today, you don’t need lockers or making charges to benefit from gold. A gold mutual fund (usually a fund-of-funds that invests in a gold ETF) lets you track the metal’s price, without a Demat account or physical storage.…

  • Mutual Fund Sahi Hai: A Practical Way to Invest—When You Do It the Right Way

    “Mutual Fund Sahi Hai” turned a complicated topic into a simple thought: the right fund, held with patience, can help everyday people grow their money. It didn’t promise shortcuts. It promised a method. Today, crores of Indians use mutual funds to build long-term goals with steady SIPs. In this guide, we’ll break down what “sahi”…

  • The Need for Retirement Planning: Goals, Process, and Mutual Fund Strategies

    Most of us imagine a calm, comfortable life after work—no rush hours, predictable bills, and time for people and hobbies that matter. Turning that picture into reality needs more than hope; it needs a clear, practical system. That system is retirement planning—and the earlier you make it part of your financial life, the easier and…

  • Exit Load Explained: How It Works and When It Applies

    You invest, your fund grows, and you decide to redeem. The credit hits your bank—slightly lower than expected. That tiny difference is often the exit load. It isn’t a penalty for investing; it’s a pre-disclosed fee some schemes charge when you exit early. Confusion creeps in because people mix it up with the lock-in period—but…

  • From Goals to Funds: A Practical Way to Choose Mutual Funds

    Almost every week, you’ll see new lists of the best mutual funds shared online. People forward screenshots and compare which funds gave the highest returns last year. But here’s the catch: the fund that looked great last year might be completely wrong for your own goals, the time you want to stay invested, or how…

  • The Right Mutual Fund For You: A Simple, Goal-First Way To Choose

    Every investor wants two things: growth that feels steady and choices that don’t keep you up at night. Yet the internet still pushes one big question—which is the best mutual fund? The reality is simpler: the best mutual fund for investment is the one that fits your goal, your time frame, and how much risk…

  • The Clear Upside: How Mutual Funds Help Investors Build Wealth

    Most of us want our savings to do more than sit idle. We want them to grow steadily, survive market swings, and move us closer to real goals—education, a home upgrade, a small business, or a comfortable retirement. That’s where mutual funds come, they pool money from many investors and invest it in a diversified…

  • Moving Your Mutual Funds The Right Way: A Clear Guide

    You’ve carefully built your mutual fund portfolio. But life keeps moving—jobs change, brokers evolve, goals sharpen. When that happens, many investors want to transfer mutual fund holdings: shift units from one account to another, move between demat and non-demat (SoA) modes, or even change the platform they use. Good news: with the right steps, you…